California Foreclosure Help Videos
Watch free videos from Mike Osterman covering AB 2424 protections, loan modifications, trustee sales, homeowner rights, and California market updates.
37 videos

Los Angeles County Foreclosures 2026: Dual Tracking & Loan Modifications — Your Rights Explained
How HBOR stops dual tracking in Los Angeles County — and how loan modifications can halt your foreclosure before the trustee sale.

Orange County Foreclosure 2026: HBOR, Dual Tracking & Loan Modifications — Your Rights Explained
Orange County homeowners facing foreclosure: here's exactly what HBOR, dual tracking protections, and loan modifications mean for your situation in 2026.

Sacramento County Realtor Explains HBOR: How to Stop Your Foreclosure
A Sacramento County Realtor breaks down the Homeowner Bill of Rights and the steps you can take right now to stop your foreclosure.

San Diego Foreclosures 2026: What HBOR, Dual Tracking & Loan Modifications Mean for You Right Now
San Diego homeowners facing foreclosure: here's exactly what HBOR, dual tracking protections, and loan modifications mean for your situation in 2026.

San Diego County Foreclosure Update 2026
Current foreclosure activity in San Diego County — what the data shows and what homeowners can do right now.

Los Angeles County Foreclosure Update — AB 2424 & Your Rights
What AB 2424 means for Los Angeles County homeowners right now — and how to use it before your trustee sale date.

Sacramento County Foreclosure Update — AB 2424 & HBOR
Sacramento County foreclosure data and how AB 2424 and HBOR give homeowners new tools to fight back.

Sacramento & Los Angeles: How Dual Tracking Protections Help Homeowners Manage Foreclosure
Side-by-side look at how dual tracking protections under HBOR work in Sacramento and Los Angeles counties.

San Diego County: 12 Tools to Stop Your Foreclosure — AB 2424 & HBOR Explained
In San Diego County you have 12 legal tools to stop foreclosure. Here's how AB 2424 and HBOR make each one work.

The 12 Ways to Stop Foreclosure in California — Loan Modification, HBOR & AB 2424
Every legal option available to California homeowners — from loan modification to short sale to AB 2424 postponement.

Buying a House in Sacramento? Local Market Updates to Keep You Informed
Sacramento real estate market update for buyers — what local data says about prices, inventory, and foreclosure activity.

Yolo County Mobile Notary: Protecting Homeowners in Foreclosure — HBOR & AB 2424
How Eagle Eye Mobile Notary in Yolo County helps homeowners navigate foreclosure paperwork under HBOR and AB 2424.

San Jose Foreclosures: Buy and Hold Strategy for Financial Freedom
How San Jose foreclosure properties can be used as buy-and-hold investments for long-term financial freedom.

AB 2424: How to Get 45 Days of Foreclosure Relief in California
A full walkthrough of how AB 2424 works and how to use it to postpone your trustee sale by 45 days.

California Foreclosures 2026: Trends, Data & What Homeowners Can Do
Current foreclosure trends in California and what homeowners can do right now under AB 2424 and HBOR.

All the Ways to Stop a Foreclosure in California — AB 2424, HBOR & More
Every legal option available to California homeowners facing foreclosure — explained clearly.

45-Day Postponement: How AB 2424 Creates a Mandatory Foreclosure Delay
The mechanics of the AB 2424 mandatory postponement — what triggers it and how to invoke it.

AB 2424: The Duty Is on the Listing Agent, Not the Trustee
Clarifies agent duties under AB 2424 — the listing agent must act, not the trustee.

What AB 2424 Means for California Homeowners Facing Foreclosure
Plain-language explanation of AB 2424 and its real-world impact on California homeowners.

Protecting Your Rights in Foreclosure — California HBOR & AB 2424 Laws
Your legal rights under HBOR and AB 2424 when facing foreclosure in California.

California Homeowner Bill of Rights (HBOR): What It Does for You
A quick breakdown of the California Homeowner Bill of Rights and the protections it gives you.

What Is HBOR? The Homeowner Bill of Rights Explained for California Homeowners
Introduction to HBOR — what it covers, who it protects, and how to use it.

What Is Dual Tracking in California Foreclosure? How HBOR Protects You
Explains the illegal practice of dual tracking and your rights under HBOR to stop it.

Stopping Your California Foreclosure with a Hardship Letter — What to Include
How to write an effective hardship letter to support your foreclosure relief request.

What Trustees Actually Look for in a Hardship Letter — HBOR & AB 2424
Inside look at what makes a hardship letter effective from the trustee's perspective.

California Foreclosure Timeline: What Really Happens After a Notice of Default
Step-by-step walkthrough of the California foreclosure process — what happens, when, and what you can do at each stage.

What Happens When You Get a Notice of Default in California?
What the NOD means, your timeline, and the first steps to take immediately.

Can the Trustee Sell My House? California Foreclosure Rights — AB 2424
Explains the trustee's role and authority in a California non-judicial foreclosure — and how AB 2424 limits it.

How to Delay and Stop Your Foreclosure in California Before the Trustee Sale
Practical steps to delay or stop a trustee sale — what works, what doesn't, and how fast you need to act.

How Do Loan Modifications Work in California? — Stop Foreclosure with a Mod
A complete overview of the loan modification process in California and how it can stop your foreclosure.

Can a Loan Modification Change Your Interest Rate? California Homeowners Explained
Answers one of the most common loan modification questions — yes, your rate can change.

US Housing Starts Are Way Down — What It Means for California Homeowners
Chart analysis of the housing starts decline and what it signals for California homeowners and the foreclosure market.

California Real Estate Update 2026 — Prices, Sales & Foreclosure Trends
In-depth California real estate market update covering prices, sales volume, and foreclosure trends.

California Foreclosure Market Update — Prices Hold Despite Rising Defaults
Current California home price data and what it means for homeowners in foreclosure.

Facing Foreclosure in California? Here's What to Do Next — AB 2424 Guide
First steps every California homeowner should take after receiving a foreclosure notice.

What Happens When You Ignore Your Foreclosure in California
The real consequences of ignoring a Notice of Default or Notice of Trustee Sale — don't wait.

Success Story: How AB 2424 Stopped a California Foreclosure
A real success story — how one California homeowner used AB 2424 to stop their foreclosure.
Subscribe for New Videos Every Week
Mike publishes new California foreclosure help videos regularly — market updates, legal explainers, and homeowner success stories.
Subscribe on YouTube