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California Foreclosure Help Videos

Watch free videos from Mike Osterman covering AB 2424 protections, loan modifications, trustee sales, homeowner rights, and California market updates.

37 videos

Los Angeles County Foreclosures 2026: Dual Tracking & Loan Modifications — Your Rights Explained
15:00Homeowner Rights

Los Angeles County Foreclosures 2026: Dual Tracking & Loan Modifications — Your Rights Explained

How HBOR stops dual tracking in Los Angeles County — and how loan modifications can halt your foreclosure before the trustee sale.

Orange County Foreclosure 2026: HBOR, Dual Tracking & Loan Modifications — Your Rights Explained
15:00Homeowner Rights

Orange County Foreclosure 2026: HBOR, Dual Tracking & Loan Modifications — Your Rights Explained

Orange County homeowners facing foreclosure: here's exactly what HBOR, dual tracking protections, and loan modifications mean for your situation in 2026.

Sacramento County Realtor Explains HBOR: How to Stop Your Foreclosure
15:00Homeowner Rights

Sacramento County Realtor Explains HBOR: How to Stop Your Foreclosure

A Sacramento County Realtor breaks down the Homeowner Bill of Rights and the steps you can take right now to stop your foreclosure.

San Diego Foreclosures 2026: What HBOR, Dual Tracking & Loan Modifications Mean for You Right Now
15:00Homeowner Rights

San Diego Foreclosures 2026: What HBOR, Dual Tracking & Loan Modifications Mean for You Right Now

San Diego homeowners facing foreclosure: here's exactly what HBOR, dual tracking protections, and loan modifications mean for your situation in 2026.

San Diego County Foreclosure Update 2026
12:27Market Update

San Diego County Foreclosure Update 2026

Current foreclosure activity in San Diego County — what the data shows and what homeowners can do right now.

Los Angeles County Foreclosure Update — AB 2424 & Your Rights
6:44AB 2424

Los Angeles County Foreclosure Update — AB 2424 & Your Rights

What AB 2424 means for Los Angeles County homeowners right now — and how to use it before your trustee sale date.

Sacramento County Foreclosure Update — AB 2424 & HBOR
19:57AB 2424

Sacramento County Foreclosure Update — AB 2424 & HBOR

Sacramento County foreclosure data and how AB 2424 and HBOR give homeowners new tools to fight back.

Sacramento & Los Angeles: How Dual Tracking Protections Help Homeowners Manage Foreclosure
16:00Homeowner Rights

Sacramento & Los Angeles: How Dual Tracking Protections Help Homeowners Manage Foreclosure

Side-by-side look at how dual tracking protections under HBOR work in Sacramento and Los Angeles counties.

San Diego County: 12 Tools to Stop Your Foreclosure — AB 2424 & HBOR Explained
0:57AB 2424

San Diego County: 12 Tools to Stop Your Foreclosure — AB 2424 & HBOR Explained

In San Diego County you have 12 legal tools to stop foreclosure. Here's how AB 2424 and HBOR make each one work.

The 12 Ways to Stop Foreclosure in California — Loan Modification, HBOR & AB 2424
22:17General Foreclosure

The 12 Ways to Stop Foreclosure in California — Loan Modification, HBOR & AB 2424

Every legal option available to California homeowners — from loan modification to short sale to AB 2424 postponement.

Buying a House in Sacramento? Local Market Updates to Keep You Informed
0:55Market Update

Buying a House in Sacramento? Local Market Updates to Keep You Informed

Sacramento real estate market update for buyers — what local data says about prices, inventory, and foreclosure activity.

Yolo County Mobile Notary: Protecting Homeowners in Foreclosure — HBOR & AB 2424
15:00Homeowner Rights

Yolo County Mobile Notary: Protecting Homeowners in Foreclosure — HBOR & AB 2424

How Eagle Eye Mobile Notary in Yolo County helps homeowners navigate foreclosure paperwork under HBOR and AB 2424.

San Jose Foreclosures: Buy and Hold Strategy for Financial Freedom
15:00Market Update

San Jose Foreclosures: Buy and Hold Strategy for Financial Freedom

How San Jose foreclosure properties can be used as buy-and-hold investments for long-term financial freedom.

AB 2424: How to Get 45 Days of Foreclosure Relief in California
1:00AB 2424

AB 2424: How to Get 45 Days of Foreclosure Relief in California

A full walkthrough of how AB 2424 works and how to use it to postpone your trustee sale by 45 days.

California Foreclosures 2026: Trends, Data & What Homeowners Can Do
0:16AB 2424

California Foreclosures 2026: Trends, Data & What Homeowners Can Do

Current foreclosure trends in California and what homeowners can do right now under AB 2424 and HBOR.

All the Ways to Stop a Foreclosure in California — AB 2424, HBOR & More
1:01AB 2424

All the Ways to Stop a Foreclosure in California — AB 2424, HBOR & More

Every legal option available to California homeowners facing foreclosure — explained clearly.

45-Day Postponement: How AB 2424 Creates a Mandatory Foreclosure Delay
0:15AB 2424

45-Day Postponement: How AB 2424 Creates a Mandatory Foreclosure Delay

The mechanics of the AB 2424 mandatory postponement — what triggers it and how to invoke it.

AB 2424: The Duty Is on the Listing Agent, Not the Trustee
0:38AB 2424

AB 2424: The Duty Is on the Listing Agent, Not the Trustee

Clarifies agent duties under AB 2424 — the listing agent must act, not the trustee.

What AB 2424 Means for California Homeowners Facing Foreclosure
1:01AB 2424

What AB 2424 Means for California Homeowners Facing Foreclosure

Plain-language explanation of AB 2424 and its real-world impact on California homeowners.

Protecting Your Rights in Foreclosure — California HBOR & AB 2424 Laws
1:01Homeowner Rights

Protecting Your Rights in Foreclosure — California HBOR & AB 2424 Laws

Your legal rights under HBOR and AB 2424 when facing foreclosure in California.

California Homeowner Bill of Rights (HBOR): What It Does for You
0:15Homeowner Rights

California Homeowner Bill of Rights (HBOR): What It Does for You

A quick breakdown of the California Homeowner Bill of Rights and the protections it gives you.

What Is HBOR? The Homeowner Bill of Rights Explained for California Homeowners
0:15Homeowner Rights

What Is HBOR? The Homeowner Bill of Rights Explained for California Homeowners

Introduction to HBOR — what it covers, who it protects, and how to use it.

What Is Dual Tracking in California Foreclosure? How HBOR Protects You
1:00Homeowner Rights

What Is Dual Tracking in California Foreclosure? How HBOR Protects You

Explains the illegal practice of dual tracking and your rights under HBOR to stop it.

Stopping Your California Foreclosure with a Hardship Letter — What to Include
1:00Homeowner Rights

Stopping Your California Foreclosure with a Hardship Letter — What to Include

How to write an effective hardship letter to support your foreclosure relief request.

What Trustees Actually Look for in a Hardship Letter — HBOR & AB 2424
1:00Homeowner Rights

What Trustees Actually Look for in a Hardship Letter — HBOR & AB 2424

Inside look at what makes a hardship letter effective from the trustee's perspective.

California Foreclosure Timeline: What Really Happens After a Notice of Default
1:00Trustee Sales

California Foreclosure Timeline: What Really Happens After a Notice of Default

Step-by-step walkthrough of the California foreclosure process — what happens, when, and what you can do at each stage.

What Happens When You Get a Notice of Default in California?
1:05Trustee Sales

What Happens When You Get a Notice of Default in California?

What the NOD means, your timeline, and the first steps to take immediately.

Can the Trustee Sell My House? California Foreclosure Rights — AB 2424
4:05Trustee Sales

Can the Trustee Sell My House? California Foreclosure Rights — AB 2424

Explains the trustee's role and authority in a California non-judicial foreclosure — and how AB 2424 limits it.

How to Delay and Stop Your Foreclosure in California Before the Trustee Sale
1:00Trustee Sales

How to Delay and Stop Your Foreclosure in California Before the Trustee Sale

Practical steps to delay or stop a trustee sale — what works, what doesn't, and how fast you need to act.

How Do Loan Modifications Work in California? — Stop Foreclosure with a Mod
Loan Modification

How Do Loan Modifications Work in California? — Stop Foreclosure with a Mod

A complete overview of the loan modification process in California and how it can stop your foreclosure.

Can a Loan Modification Change Your Interest Rate? California Homeowners Explained
0:31Loan Modification

Can a Loan Modification Change Your Interest Rate? California Homeowners Explained

Answers one of the most common loan modification questions — yes, your rate can change.

US Housing Starts Are Way Down — What It Means for California Homeowners
0:15Market Update

US Housing Starts Are Way Down — What It Means for California Homeowners

Chart analysis of the housing starts decline and what it signals for California homeowners and the foreclosure market.

California Real Estate Update 2026 — Prices, Sales & Foreclosure Trends
14:42Market Update

California Real Estate Update 2026 — Prices, Sales & Foreclosure Trends

In-depth California real estate market update covering prices, sales volume, and foreclosure trends.

California Foreclosure Market Update — Prices Hold Despite Rising Defaults
0:15Market Update

California Foreclosure Market Update — Prices Hold Despite Rising Defaults

Current California home price data and what it means for homeowners in foreclosure.

Facing Foreclosure in California? Here's What to Do Next — AB 2424 Guide
3:10General Foreclosure

Facing Foreclosure in California? Here's What to Do Next — AB 2424 Guide

First steps every California homeowner should take after receiving a foreclosure notice.

What Happens When You Ignore Your Foreclosure in California
0:40General Foreclosure

What Happens When You Ignore Your Foreclosure in California

The real consequences of ignoring a Notice of Default or Notice of Trustee Sale — don't wait.

Success Story: How AB 2424 Stopped a California Foreclosure
1:44General Foreclosure

Success Story: How AB 2424 Stopped a California Foreclosure

A real success story — how one California homeowner used AB 2424 to stop their foreclosure.

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