Press & Media Resources

45 Day Relief Media Kit

Expert commentary, press-ready bios, and research resources on California foreclosure law for journalists, editors, and directory managers.

89+
Published articles on California foreclosure law
12
California counties served
45
Days — the critical response window after a Notice of Default
5.0★
Google rating from verified client reviews

About Mike Osterman

Mike Osterman is a California-licensed real estate agent (DRE #02239166) with eXp Realty, specializing exclusively in foreclosure relief, short sales, and distressed property transactions across 12 California counties.

Mike founded 45 Day Relief to help homeowners navigate the critical 45-day window after receiving a Notice of Default — the period during which California law provides the strongest protections under AB 2424 and the Homeowner Bill of Rights (HBOR).

He has published more than 89 research articles on California foreclosure law, covering AB 2424 implementation, HBOR servicer penalties, trustee sale postponements, and county-level foreclosure trends across Los Angeles, Orange County, the Inland Empire, the Bay Area, and Sacramento.

Mike is available for expert commentary, podcast interviews, and source quotes on California foreclosure law, housing market distress, and homeowner rights legislation.

Press-Ready Short BioCopy & paste

"Mike Osterman (DRE #02239166) is a California real estate agent with eXp Realty and founder of 45 Day Relief, a foreclosure relief service covering 12 California counties. He specializes in AB 2424 compliance, HBOR homeowner rights, and distressed property transactions."

Credentials

DRE License
#02239166
Brokerage
eXp Realty
Specialization
California Foreclosure Relief
Coverage Area
12 California Counties

Press Photo

Mike Osterman, DRE #02239166 — 45 Day Relief
Mike Osterman
DRE #02239166 · eXp Realty
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Expert Commentary Topics

Mike is available to comment on, write about, or be quoted on any of the following topics for news articles, blog posts, podcasts, and directory listings.

AB 2424 — California's landmark 2024 foreclosure reform law
Homeowner Bill of Rights (HBOR) — dual tracking, single point of contact
Trustee sale postponements and injunctive relief
Loan modification negotiation and servicer compliance
Short sale vs. foreclosure — credit and tax implications
Reverse mortgage foreclosure and senior homeowner protections
Squatter rights and adverse possession under California law
Notice of Default timelines and the 45-day response window

Request a Quote or Interview

Journalists, podcast hosts, and directory editors — Mike responds to media inquiries within one business day.