12 Ways to Stop Foreclosure in California
A plain-English guide to every legal option available to California homeowners — from AB 2424's 45-day postponement to HBOR protections, loan modifications, and more.
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What's Inside the Guide
Every strategy is backed by California Civil Code, the Homeowner Bill of Rights, and AB 2424 — with plain-English explanations of how and when to use each one.
Request a 45-Day Postponement Under AB 2424
File for Bankruptcy Protection (Chapter 13)
Apply for a Loan Modification
Negotiate a Forbearance Agreement
Pursue a Short Sale
Execute a Deed in Lieu of Foreclosure
Challenge the Foreclosure in Court
Invoke Your HBOR Single Point of Contact Rights
Demand Dual-Tracking Protections
Apply for HUD-Approved Housing Counseling
Sell the Property Before the Trustee Sale
Refinance Into a New Loan
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Act Fast
Foreclosure deadlines are strict
Need Help Right Now?
If you have a trustee sale date, don't wait for the guide. Call Mike Osterman directly — he's helped California homeowners stop foreclosures fast.
Call (800) 224-6962 — Free ConsultationMike Osterman · DRE #02239166 · eXp Realty · California